Guides
Guides for final expense agents
Plain guides for final expense agents: what leads cost in 2026, how to compare vendors, how to work a lead, what to say on an inbound call, how to sell over the phone and answer objections, and the consent rules for calling and texting. Prices come from vendor pages we opened and link, with the date we checked.
- Final expense live transfers
What final expense live transfer leads are, what vendors charge per transfer, the billable-call fine print, consent rules, and how inbound calls differ.
Updated September 29, 2026
- Final expense inbound call script
A final expense phone script for calls the prospect started: the first 90 seconds, a full sample, qualifying questions, the quote and compliance notes.
Updated September 29, 2026
- Final expense telesales
How to sell final expense over the phone: your setup, a call-to-app workflow, e-apps and voice signatures, time blocks, and live calls vs working leads.
Updated September 29, 2026
- Final expense rebuttals
Ten common final expense objections on inbound calls, with plain, compliant answers that respect a no. Price, health, spouse, scams and more.
Updated September 29, 2026
- Final expense lead cost
Final expense lead prices in 2026 by type: exclusive Facebook, aged, live transfer and direct mail, from vendor pages, plus cost-per-sale math.
Updated September 27, 2026
- Best final expense lead vendors
The best final expense lead companies, ranked on six published criteria: phone verification, consent proof, exclusivity, bad-lead terms, contracts, price.
Updated September 27, 2026
- Exclusive vs aged vs live transfer
What exclusive, aged and live transfer final expense leads are, what each costs on vendor pages, and which kind of agent each one fits.
Updated September 27, 2026
- How to work FE leads
A practical follow-up plan for final expense leads: the first call, the text, voicemail, a several-day cadence and what to log after every attempt.
Updated September 27, 2026
- Speed to lead
What the research on lead response time found, why the first minutes matter for final expense web leads, and how to set up to call fast.
Updated September 27, 2026
- TCPA consent
A plain-English overview of TCPA consent, the vacated one-to-one rule, Florida, Oklahoma and Maryland mini-TCPA laws, calling hours and Do Not Call.
Updated September 27, 2026
- Direct mail vs Facebook leads
Final expense direct mail leads vs Facebook leads on speed, cost and intent, with vendor prices, plus where free final expense leads really come from.
Updated September 27, 2026
BuyFEXLeads at a glance
- What
- Exclusive final expense insurance leads sold to licensed life insurance agents.
- Source
- Our own Meta (Facebook and Instagram) ads, which send prospects to our final expense quiz (finalexpensequiz.com, familybenefitcheck.com). We sell quiz leads only.
- Price
- $40 per lead at 25 leads ($1,000); $35 per lead at 50 leads ($1,750); $30 per lead at 100 leads ($3,000). Custom orders from 25 to 1,000 leads. Same price in every state.
- Exclusivity
- Each lead goes to one agent for 30 days. After 30 days it may be sold to other agents as an aged lead.
- Delivery
- Text message and email as soon as a lead is assigned, plus the agent dashboard. Paced at up to 25 leads a week and 5 a day per agent.
- Bad leads
- Report within 7 days with the call recording. If approved, 3 of the 5 tokens come back (all 5 on a first order).
- First order
- Bonus leads on the first paid order: +3 on 25+, +10 on 50+, +15 on 100+ leads. Once per agent.
- Verification
- Every lead confirms their phone with a text code and agrees to be contacted before it reaches an agent. Every lead comes with a TrustedForm certificate.
- States
- Launch states: Florida, Texas, Georgia, North Carolina, Ohio, Pennsylvania, Michigan, Tennessee, Indiana, Missouri, Arizona, South Carolina. The live list is on https://buyfexleads.com/states.
- Live calls
- Optional. An agent places a call order with their tokens; a person who calls our number from one of the agent's states rings the agent's verified phone, and the agent presses 1 to take it. 10 tokens ($60 to $80 a billed call, since tokens cost $6 to $8 each by pack size) only if the call lasts 90 seconds or more, counted from when the agent presses 1; shorter calls are free. The agent orders leads and calls separately, from the same tokens. The caller's number shows on the agent's phone. Callers are people who dialed our number themselves: no call center, no screening, not live transfers. Every call is recorded. A bad call can get 6 tokens back. Missing 3 calls in a row costs 10 tokens and pauses calls until a request to turn them back on is approved. Callers are not quiz leads: they are not phone-verified and have no consent certificate. Calls are not exclusive. Details: https://buyfexleads.com/live-calls.
- Refunds
- Delivery guarantee: if we send fewer than 10 leads in the 30 days after your purchase, your unused tokens are refundable. Delivered leads are never refunded. All other purchases are final.
- Free scripts
- A free final expense script playbook for agents: 7 call scripts (Web lead, first call, coverage for themselves; Web lead from an adult child for a parent; Live inbound call; Voicemails and follow-up texts; Callback and 'I'm busy right now'; Welcome call and first-draft check; Aged lead re-engagement), 31 objections with responses, and a one-page call flow. Needs a free account with a verified phone and opting in to BuyFEXLeads marketing emails and texts; no purchase. Details: https://buyfexleads.com/scripts.
- Signup
- A verified phone number required. No NPN needed. No contract or subscription. Tokens last 12 months.
Exclusive final expense leads, $30 to $40 each.
Pick your states, buy a pack, and leads arrive by text and email, up to 25 a week. Each one is yours alone for 30 days.